Back To School

I am now attending a course. An intensive 5 months course and then after that I will be on a new job and will be a new Molly.

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I have stopped work. Which mean I have no income for this 5 months. So now I have to tie up my stomach, eat LESS, NO SHOPPING, spend LESS, NO entertainment, NO outing, NO tea or coffee time with friend, LESS contact with friends. It sounds so dry and boring right?

But is ok, I can blog ma! I can also blog hop leh!

I will not reveal what course I am taking at the moment till the end. You can make a wild guess but I will zip-up my mouth on that at the moment.

Just some clue in case you might want to guess.

In the new job I will always have an audience, have company, never lonely, interesting, away from home, eat out, less home cook I think the clue is long enough for a catch.

See you at your blog!!

My Cash Return Invested

If you have read my earlier post you would have known that I have sold off a car and make some money from it.

Now the question is, where am I to put this money?

So where? where? where is the best place to invest my hard earned money? Fixed Deposit? Mutual Fund? Share Market? Gold bullion?

I think the best choice is to invest in gold.

Ok, set, buy gold bullion is the best answer for me!

Smiling All The Way To The Bank

I am with a big SMILE and on the way to the bank, HA HA HA!! Want to know where I get the big fat cheque?

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Is a pleasent morning and I am heading to the PUSPAKOM, a place where mostly runner or male are there sending the car for inspection, which is compulsory if you want to sell your car and transfer ownership.

When I sell my car, I usually sell it personally to the buyer and not to the car agent. That was because if I sell to the agent I loose out at least Rm2,000 - RM5,000 depending on you car condition, model, year make, and bargaining with the agent, etc......

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With the new ruling it could be a little hassle to sell it yourself because you need to send your car to Puspakom SDN BHD for inspection to get a letter of clearance before you can have your name transfered.

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There are many reason given by the Puspakom SDN BHD why we should send our car for inspection but only 2 important reasons I think is important, ie 1. to see whether the car has a 'cut and joint' or 2. a stolen vehicle. Other than that since it is a must to send for inspection and there is a payment of RM30.00 they might as well give a thorough check up.

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I send for inspection myself this time because the buyer wanted to send a runner to do it for him and I was worried the runner may run away with my car or take my car for a rambling before sending it back to me. So I have a deal with the buyer that I send it for inspection and he pay me RM100.00 inclusive of RM30.00 inspection fee. He paid me because he has to pay the runner double for doing it.

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I arrived at the PUSPAKOM at about 7.45 am and waited behind other vehicles. Not too long que, only about 15 cars before me.

There are two counters before entering the inspection area. There I fill in a form, submit the original car registration card and pay a fee of RM30.00.

After that I headed toward the inspection area. The whole inspection together with the letter of clearance took about 1/2 hour.

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After that I went to the Road Transport Department to get the necessary form for transfer of ownership and have my ic verified by the officer, free of charge.

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ThenI met up with the new owner to get the fat banker's cheque and headed to the bank.

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Caution! Do not simply trust any buyer. Keep you eye big if you want to sell the car yourself. It is not difficult but could be dangerous especially to people so small size like me. Hehe. and do not hand your key to them, get someone to go along with you if possible but I did it alone. Hahaha my worry is over at last.

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